Child Care Subsidy Calculator
Making Quality Early Learning Accessible for Every Family
At Spring Early Learning, we believe every child deserves exceptional early education, regardless of family circumstances. The Australian Government’s Child Care Subsidy (CCS) can reduce your out-of-pocket costs by up to 95%, making our premium Narangba centre more accessible than you might think.
Our interactive calculator helps you understand exactly what you’ll pay, with no surprises and complete transparency. But we go further – our Family Support Team offers personalised guidance to ensure you’re maximising every entitlement available to your family.
Calculate Your Child Care Subsidy
Why Spring Families Love Our Transparent Approach to Fees
Unlike other childcare centres that just provide a CCS calculator, our Family Support Team offers one-on-one guidance to help you:
- Complete your Centrelink application correctly the first time
- Understand eligibility for the Additional Child Care Subsidy (ACCS)
- Maximise your entitlements, including the 3-Day Guarantee
- Navigate changes to your family circumstances
Quality Care Made Simple – Supporting Your Family Every Step of the Way
We know that choosing early learning is about more than just fees—it’s about finding a place where your child feels safe, inspired, and supported. Our Child Care Subsidy Calculator lets you see exactly how much government assistance you’re eligible for, helping make quality care more affordable and accessible.
We value working closely with families every step of the way. Use our CCS calculator to explore how affordable quality care can be, or reach out to our team for a helping hand.
Great News: The 3-Day Guarantee from January 2026
From 5 January 2026, every CCS-eligible family receives at least 72 hours of subsidised care per fortnight (3 days per week), regardless of work or study commitments.
What This Means for Your Family
- Stay-at-home parents: Your child can attend 3 days per week with CCS support
- Part-time workers: Guaranteed minimum subsidised hours even with reduced activity
- Job seekers: Maintain consistent care while looking for work
- Flexible families: Access quality early education without the activity test stress
Higher Subsidy Rates from July 2025
- Families earning under $85,279: 90% subsidy
- Additional child subsidy: Up to 30% more CCS for multiple children
- First Nations children: Automatic 100 hours per fortnight
- Annual cap increases: More total subsidy available yearly
Spring’s Commitment: We’ll help you understand exactly how these changes benefit your family and ensure you receive every dollar of support you’re entitled to.
Understanding Your Child Care Subsidy
How is my CCS calculated?
Your Child Care Subsidy is determined by three key factors:
- Combined family income: Higher subsidies for lower incomes, tapering as income increases
- Activity level: Hours of work, study, volunteering, or job seeking (minimum 72 hours guaranteed from Jan 2026)
- Type of care: Centre-based care (like Spring) has an hourly rate cap of $14.63 (2025/26)
Good news: Spring’s fees are structured to maximise your CCS benefit, meaning you receive the full subsidy percentage you’re entitled to.
What about the 5% withholding?
The government withholds 5% of your CCS throughout the year as a safeguard against overpayment. If you’ve accurately estimated your income, you’ll receive this 5% back after balancing at the end of the financial year.
Spring’s support: We help families keep their income estimates current with Centrelink to avoid surprises at tax time.
Can I get additional support?
- Many families qualify for Additional Child Care Subsidy (ACCS) which can increase support to 95% or 120 hours per fortnight. You may be eligible if you:
- Are experiencing temporary financial hardship
- Have a child at risk of serious abuse or neglect
- Are transitioning to work from income support
- Have exceptional circumstances
Our team can identify if you might qualify and guide you through the application process.
What if my circumstances change?
Life changes – and your CCS can adapt. Common changes that affect your subsidy include:
- Change in employment status or work hours
- Increase or decrease in family income
- Change in relationship status
- Birth of another child
Spring’s difference: We proactively help families update their Centrelink information to maintain correct entitlements.
How do I apply for CCS?
Applying is straightforward, and we’re here to help:
- Create a myGov account and link to Centrelink (if you haven’t already)
- Complete the CCS assessment with your family and income details
- Enrol your child at Spring – we’ll handle the provider details
- Confirm your enrolment through Centrelink
- Your subsidy applies automatically to your fees
Guided support: Our Family Support Team can walk you through each step, ensuring you complete the application correctly.
Support for familes
Our fees are designed to be as inclusive as possible. The table below outlines what is included in your daily fee, helping you understand the full value of your child’s experience.
| What’s Included | Spring Early Learning | |
|---|---|---|
| Quality facilities | State-of-the-art, brand new | |
| All meals | Chef-prepared and nutritious | |
| Nappies & wipes | Included | |
| Sunscreen | Included as well as a branded sunhat | |
| Sheets (nursery) | Included | |
| School Readiness Program | Comprehensive, included | |
| Incursion and Excursion programs | Included | |
| CCS support | Dedicated Family Support Team | |
| Digital family platform | Real-time updates | |
| Inclusive family events | Included |
Your CCS Journey with Spring
Before You Enrol
- Personalised fee estimate consultation
- Explanation of your CCS entitlement
- Guidance on maximising subsidies
- Help identifying additional supports (ACCS, state funding)
- Transparent discussion of all costs
During Enrolment
Step-by-step guidance through myGov/Centrelink
Clear explanation of payment schedules
Direct debit setup assistance
Throughout Your Time at Spring
- Proactive alerts if funding changes
- Support updating Centrelink for life changes
- Assistance accessing additional supports when needed
- Transparent fee statements and explanations
- Assistance if you receive unexpected debt or credit
Queensland Kindergarten Funding
- Eligibility: Children in the year before school (typically 4-5 years old)
- Benefit: Up to 15 hours per week of funded kindergarten program
- How it works: Reduces your out-of-pocket costs on top of CCS
- At Spring Early Learning: Our qualified educators deliver a QLD-approved kindergarten curriculum
Maximum support: When you combine CCS + Queensland Kindy Funding, your kindy year can be highly affordable while receiving premium early education.
Ask our team about combining CCS with state funding to maximise your benefits.
Spring Early Learning is a premium early learning centre in Narangba offering exceptional childcare and education for children from infancy to school readiness. Our state-of-the-art facility features 7 thoughtfully designed learning spaces, qualified educators, and a distinctive play-based philosophy focused on care and connection. We provide stress-free care with all meals, nappies, and supplies included.
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OPEN HOURS
6:30am - 6:30pm Monday - Friday